Programmable shillings for Tanzanian business. Lend capital that repays itself from every sale, pay your whole team and your suppliers in one run, and keep books that reconcile on their own.
One portal
Lenders, payout partners and operating businesses sign in to the same place. Every shilling is nTZS, so it settles instantly and reconciles itself.
Capital lenders
Fund merchants and take your share of every sale, split at checkout and settled to your treasury — with an audit trail per shilling.
Disbursement partners
Upload a batch and pay contractors by mobile money or bank. Every payout reported back, row by row.
Books & payroll
Double-entry books, payroll with PAYE and NSSF worked out, bills, invoices and budgets. Salaries land in staff NEDApay wallets — free to receive, free to spend.
How it works
Step 1
Send a bank transfer with your reference. nTZS is minted 1:1 the moment it lands.
Step 2
Lend to merchants, run a payout batch, pay staff and suppliers — wallet to wallet, no fees.
Step 3
Every movement posts to your ledger. Statements, budgets and tax owed — always current.