nTZS
nTZS
Next-generation financial infrastructure

Tanzania's first digital asset reserve.

Transform traditional bank deposits into instant, programmable balances. Build automated payment flows, real-time marketplaces, and modern financial products with zero friction.

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A unified engine for moving value

Everything you need to onboard users, program business logic, and settle transactions instantly.

Step 1

Onboard instantly

Users convert local currency into digital balances instantly via mobile money or bank transfer, with fully automated reconciliation.

Step 2

Automate workflows

Embed custom business logic, enforce compliance rules, and build conditional payment flows directly into your application.

Step 3

Settle in real-time

Move value anywhere instantly, 24/7. Finalize transactions across your platform without waiting for traditional banking hours.

For Developers & Startups

Power your app with
Smart Wallet as a Service

Our WaaS infrastructure lets you instantly provision wallets for your users, with zero complexity. Start building today and accept payment in our platform with ease.

Built for trust and absolute scale

Every transaction is cryptographically secured and recorded on an immutable ledger. Provide continuous, real-time auditability to regulators while eliminating manual reconciliation for your finance team.