Wallet as a Service (WaaS)

Build 10x Faster with nTZS

Highly customizable infrastructure for building modern fintech applications with embedded wallets and mobile money.

Start BuildingRequest a demo

Powering the best teams

VodacomnTZS
Equity BanknTZS
M-PesanTZS
Airtel MoneynTZS
CRDB BanknTZS
NMB BanknTZS
StanbicnTZS
Standard CharterednTZS
SelcomnTZS
Azam PaynTZS
VodacomnTZS
Equity BanknTZS
M-PesanTZS
Airtel MoneynTZS
CRDB BanknTZS
NMB BanknTZS
StanbicnTZS
Standard CharterednTZS
SelcomnTZS
Azam PaynTZS

Partner-Isolated HD Wallets

Every partner gets an isolated encrypted seed, and each user wallet is deterministically derived on demand. No private key storage, no seed phrase UX, and instant provisioning via API.

Treasury & Fee Controls

Configure platform fees, route deposit collection to treasury, and monitor treasury balances from one partner dashboard. Built for marketplaces and payout-heavy flows.

Programmable TZS Flows

Run deposits, transfers, and withdrawals over native M-Pesa rails with webhook-driven automation. Funds settle on Base while users operate in familiar TZS amounts.

Operational Visibility

Track wallets, transfers, deposits, treasury balances, and settings with clear named views in the partner dashboard. Ship faster with fewer support loops.

create-user.ts
const user = await ntzs.users.create({
  externalId: 'user_123',
  name: 'Asha M.',
  email: 'builder@startup.com',
})

// Wallet derived from your partner HD tree on Base
console.log(user.walletAddress)
// -> 0xFfD2dF4aA86978A8971493B20287F5632bC0Fb5d